Fall In Love With Finance: September 30-Day Money Challenge
Fall is the perfect season to fall in love and clean up your finances for back-to-school hubbub and the looming holiday chaos.
While you may still be sun tanning in September #climatechange — this 30-day money challenge will inspire you to take more ownership over your personal finances and give you a better picture of where you are when it comes to your wallet.
Calculate your net worth
Check your credit score
Write down your debt totals
Write down your debt interest rates
Open a high yield savings account
Write down how much you have invested and where that money is located
Write down your company match. Are you contributing up to the match?
Research one finance term you don’t know
Throw $5 into your savings account
Declutter one room in your house
Sell one item from your decluttered room
Write down all of your monthly bills
Negotiate one of your monthly bills
Donate money to your favorite organization
Buy yourself a $10-$25 treat
Unsubscribe from promotional emails
Delete all retail or any apps that pressure you to spend money from your phone
Write down what you remember about money growing up. Are there any false narratives or toxic money perceptions you still carry with you as an adult? How can you re-parent yourself when it comes to money?
Throw $25 in your savings account
Before you go to the grocery store, take inventory of what you have in your pantry. Can you save money this week by making meals you have stocked already?
Try 3 “no-spend” days
Consume one piece of financial content
Throw $5 into your savings account
Automate at least one financial aspect of your life
Go out on a frugal fall date (with yourself or your partner)
Make a financial goal to tackle in October
Write a budget out for October
Throw $20 into your savings account
Edit your social media to only accounts, brands, influencers, or people that serve you
Buy yourself a $20-35 treat. You did it!
Share what you learned, what you hated, and what you loved about this challenge with me on social media. Tag @veefrugalfox!